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Loan Modifications
Seller Representation
Short Sales. Loan Modifications & Foreclosures

Can The Borrower Be Current on Their Mortgage and Still Get a Short Sale Approval From Their Lender?

While the lenders often say that they don't require that the borrower be in default, the reality is that it is extremely difficult to get a short sale approval when the borrower is current.  Common sense dictates that with millions of mortgages in default, borrowers that are current are not going to be a priority to the lender.  In addition, it is more difficult to show the borrower has a hardship if they are making the mortgage payment.